The importance of saving and investing there is a big difference between savings and investment. The stash, the piggy bank, the batch of the Office or the money under the mattress are typical examples of savings. Today, little is different estostradicionales methods of saving with a Bank checking account. Saving has a purpose: sacrifice present consumption for future consumption. Inflation, constant headache at the global level decreases that future consumption with respect to the current dramatic form. By the formatted savings now (and always) must be accompanied by a performance. A saving which offers performance can already be considered an investment. Investment involves risk.
Really the saving also. Not never know what can happen in our country or in our same home that may have repercucionesque weaken the value of our money. So irresponsibly but under foundations, it is natural that a person chooses to consume today and say no to investment. The previous is clearly not the right path. The risk around us. Does can this be our last day of life not? (I play wood). But if we got to see tomorrow, I hope to have increased my money, at least a little. There is an implicit rule for an investment and although it seems obvious, not all investors take it into account: investment exists because it is the means to fulfill an objective.
Why it is so important have a goal to invest, if I already understood that I must invest anyway? The answer is strategy. Your goal will tell us what term than instruments, that institution, how much risk can assume and what performance do I need to achieve my goal. I want go on vacation next year or I want to form a heritage to my children?, do I want to get together for a decent retirement or want to enjoy the status as me gives me upload to the montanarusa of the securities markets? The strategy is built on the basis of the amount, the period, the avercion to the risk and the objective, that at the same time, the latter will set the strategy to follow. Summing up the above: it is important to invest (or save with performance), we set ourselves a goal that’s reason for existence to our investment, we must plan a strategy that is consistent with our goal. And one last tip essential, I know diciplinado; follow your strategy and never lose sight of your goal.