Consumers should check whether they need a long-term care insurance the time care is some family on the ordeal. Yet financial concerns come to the emotionally difficult time. In the case the plaintiff while completed a long-term care insurance, but not thought, that in the event of an emergency, he is in the nursing home and his wife want to still live in the common house. Fixed costs remain. The average pension of women is currently just 500 euros.

Costs for housing must be paid more. Insurance, tax, petrol also continue to fall Furs car and workshop costs men and women should check and so on., whether the private insurance creates more quality for the care case: who sets it apart, know that is provided for emergencies, maintain the life’s work and the next is not financially exposed. On the other hand the assets can then be applied again targeted or used. There are different solutions. The contributions to a Long-term care insurance increase next year by up to 40% in men. Then, men and women of a year pay the same contribution.

With this Kostenangleich, it is clear that the main risk is the care for women. Because to be probably very old and in the last phase of life on assistance from foreign persons to be instructed, is significantly higher for women. Recommendation of consumer advocates who needs a long-term care insurance, should now complete, so consumer watchdogs on the subject of conversion to uni-sex rates of the insurance industry. This applies to men, because here the contributions increase extremely. It remains open: how consumers can assess his personal care risk is how much or whether the time of care represents a financial risk for him or his family members. Generalizations here use nothing, statements of advisors in the financial industry are rarely considered neutral”, but rather as a success say completion-oriented.